Kin is on a mission to change home insurance from what it is to what it should be. Whether we’re leveraging data to create customizable coverage or providing claims service that goes above and beyond expectations, our members are at the heart of everything we do. In the face of ever-growing climate risk, they deserve an insurance company that cares about them. We aim to stick with our members through thick and thin.

We use efficient technology that lets homeowners buy directly from us to keep costs down. This is the essence of Kin. Our approach has fostered amazing growth, attracted marquee investors, and earned us accolades, including being named to:

• Built In Chicago's Best Places to Work, Midsize Companies (2021-2024).

• Forbes' America's Best Startup Employers (2021- 2023).

• Inc. 5000 Fastest-Growing Private Companies.

• Forbes’ Fintech 50.

Simply put, our people are what make us great – we need forward-thinking, inspired game-changers like you to join us in our mission.

So, what’s the role?
We are looking for a Claims Counsel to join Kin’s growing Insurance Claims Legal team. Reporting to the Senior Claims Counsel, the Claims Counsel will actively partner with our homeowners claims organization to advise and consult on countrywide claims and lawsuits involving high exposure and highly complex legal issues. You will be responsible for claim support, risk analysis, recommendations and reporting as well as assisting with the litigation for first-party homeowners and bad faith matters. You also will work with outside counsel to determine litigation strategy, review pleadings and retain new counsel in additional states. And there are no billable hours.

Versatility is a must. You will support the entire claims organization, provide legal analysis, risk assessment and recommendations to Claims Management as well as provide day-to-day guidance on legal issues, policy interpretation, legislation, compliance and risk mitigation strategies countrywide.

A day in the life could include:

• Conference with the pre litigation team to review and discuss served Notice of Intent to Litigate, Civil Remedy Notices, Presuit Notices, 542A and DTPA Notices.

• Conference with adjusters and supervisors to brainstorm on claim recommendations.

• Research personal lines policy language or coverage issues to provide a legal opinion, for any state we are writing in.

• Conference with the litigation team and outside counsel regarding case strategy.

• Conference with Claims Management to discuss claim strategies.

• Review claims training materials.

• Review and provide feedback on claims correspondence or litigation documents (pleading or discovery).

I’ve got the skills...but do I have the necessary ones?

• JD and undergraduate degrees earned with superior academic credentials

• Admitted to practice, preferably in Texas, Louisiana or California

• A minimum of 5 years of experience practicing homeowner’s insurance law, either within a reputable law firm or in-house experience

• Ability to direct and manage activities of, and relationships with, internal claims adjusters, litigation adjusters, claims leaders and management, and outside counsel

• Exceptional interpersonal skills, communication capabilities, and the ability to influence multiple stakeholders with competing / conflicting interests

• Proficiency in technology and comfortable working with technology leaders

Bonus Points:

• Actual Litigation/Trial Experience

• Legal Tracker/Serengeti Experience

About Kin

Kin is the only pure-play, direct-to-consumer digital insurer focused on the growing home insurance market. We make policies convenient and affordable through a technology platform that delivers a seamless user experience, customized options for coverage, and fast, high-quality claims service. Kin is a fully licensed carrier that offers coverage through its reciprocal exchanges which are owned by its policyholders. To learn more, visit www.kin.com.

EEOC Statement

Kin is proud to be an Equal Employment Opportunity and Affirmative Action Employer. We don't just accept difference – we honor it, nurture it, and celebrate it. We don’t discriminate based on race, religion, color, national origin, gender (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity, gender expression, age, status as a protected veteran, status as an individual with a disability, or other applicable legally protected characteristics.